Blogs

One thing the pandemic taught me is that life is short. We must be prepared. Life will happen to all of us. I knew a lot of people that were hospitalized because of Covid19, a stroke, cancer, high blood pressure, diabetes, and many other diseases/illnesses. I found that the one thing they all had in […]

73% of Americans have less than $1,000 in their savings. The average cost of a funeral is $12,000 in Texas. Over half of a million people create Go Fund Me accounts to pay for their loved one’s funeral expenses. The funeral is one day, and their family must live after it. It is essential to […]

In 2010, GoFundMe was established. Since then, most people have used this fundraising platform to pay for their loved one’s funeral costs. Do you fall within the category of: “I have no idea why people want to purchase life insurance”? When talking to my clients, friends, and family, I learned that many of them believe […]

I had noticed over the years when I helped clients that 90% of them did not have a business account. They were operating by cash only, didn’t have good credit to open a business account, or simply never got around to actually opening a business account. One of the excuses I have heard why they […]

Being a business owner is not easy. It takes time, patience, sweat, and tears. It’s worth the reward of being free from a crazy boss, setting your own schedule, determining how much money you make, and having the freedom to do what you want. Are you ready to have that life? If so, start by […]

This month I will cover everything you need to know about starting a business. When I started my business, I had no idea what I was doing. My business partner at that time, told me to get my DBA (Doing Business As) at the courthouse and get a business account. That’s what I did. During […]

The church I attended growing up was a Baptist church in a rural in Houston, TX. The Pastor preached give 10% to God and that’s it. There was no “why” behind that principle. I learned why years later. Tithing is about discipline of the resources given to you. God needs to know you can manage […]

I always dreamed of having my own business. At a young age, I sold Girl Scout cookies, kool pops, and helped my dad with his barbecue business. During that time, I had no idea about the financial side of the business. I knew I had a product people wanted and they would pay me. I […]

For many years, I heard people say, “Budgets don’t work for me.” When helping clients, I would listen to the same thing: “Budgets don’t work for me.” So, I asked the question of why. They would answer that telling them what to do with their money makes them feel like they have no control. Some […]

The days of working for a company for 30 to 40 years are over. According to the Labor Bureau of Statistics, people stay in their jobs for an average of four years. However, this longevity varies by age and occupation: The median tenure for workers between 25 to 34 years old is 2.8 years. Do […]